How to Prevent Home Insurance Claims in your Kitchen

Accidents in the kitchen and home insurance claims might just be two of the fiercest duos in existence. Honestly speaking, does anybody truly want their homemade deep-fried chicken and chips served with a portion of home insurance claims?

kitchen related home insurance claims

Of course, no-one does, it completely ruins the dinner, not to mention the fact that it may even cost you heaps of money from your back pocket if you’re not sufficiently covered. So, in order for you to keep your money (and save your fried chicken), let’s have a look at some of the ways that you can prevent home insurance claims from your kitchen.

  1. Preventing kitchen fires

Again and again, kitchen fires prove to be the most common cause of home insurance claims in Ireland and the UK.”  What’s more, is, the U.S. National Fire Protection Association estimates that half of all home fires start in the kitchen. But to keep safe while cooking, there are some easy steps that you can follow these simple steps:

  • Don’t leave your stove unattended  – When cooking food on a stove, it is essential that you should keep an eye on what your cooking. Unlike cooking on an oven, which allows you just to “set and forget”, stove cooking can be considerably more predictable. Of course, you can be busy, but leaving your stove unattended in the kitchen is a big no.
  • Keep an eye on what goes in the microwave – You might have seen some viral clips over the years of people putting metal pans and other eating utensils into the microwave. Okay, so you know not to put metals in the microwave if you don’t want it to explode. However, maybe you didn’t realise that tinfoil also counts as a metal. This means that you need to take extra care regarding what you put in the microwave.
  • Unplug appliances that you aren’t using  – Coffee maker not in use? Take the plug out. Your kitchen powers the microwave, fridge, lights, and so much more. Leaving your blender, juicer or coffee machine plugged in may overstimulate the circuit, and start a catastrophic kitchen fire.
  • The worst thing is that this may all even happen when you aren’t at the house, meaning you could arrive home to your kitchen, or perhaps your entire home, up in smoke.

One of the best steps to protect yourself from any danger is to have a suitable home insurance provider. The AA Ireland Insurance offers all details and a quick quote for an effective home insurance policy in the case of an accident. What’s more, they can arrange temporary accommodation and even offer no claims bonuses.

2. Preventing burns in your kitchen

Burns that are sustained in the kitchen may fall under your home insurance policy. In order to avoid a disaster situation, you can follow these steps preventing burns from cooking in the kitchen.

  • Use mitts – The most convenient way to protect yourself while you are cooking is by using oven mitts. A relatively recent pair of oven mitts can be incredibly useful for several reasons. Firstly, because they are large and thick and will prevent hand injuries. Secondly, they are comfortable and stay right on your hand as if it were a glove. Other things, like rags, can very easily slip from your grasp and cause severe burns.
  • Protect yourself from steam – Steam is perhaps the most underrated kitchen danger. In the U.S, for example, there are 100,000 visits to the emergency room every year with severe steam burns. Many people aren’t aware of this sneaky villain. The steam that is above boiling point (100°C) can be enough to cause severe harm, a hospital trip and perhaps even a home insurance claim. Make sure to use some kind of protection when handling objects with steam.

3. Preventing falls in the kitchen

While falls in the kitchen may be less frequent, or less feared, they can still be a severe hazard to your kitchen. Therefore, it is certainly worth taking some extra steps to protect others.

  • Immediately clean spills – The quickest, and easiest way to clean up any spills in your kitchen is by doing it immediately. If you accidentally spill something kin your floor, don’t just leave a rag or a towel on it. Make sure to clean it up straight away, rather than telling yourself that you’ll, “do it later” because that is how falling accidents occur. There is a real chance you will forget, and end up slipping on it yourself, with everything you have cooked in your two hands.
  • Turn the handles towards the walls – Turning all handles towards the walls can serve for multiple purposes. Firstly, it can help prevent falls from any spills. Not to mention, that it can avoid any fires which have bee caused by spills. What’s more, is, it can prevent you from eating microwaved rice for dinner because you accidentally spilt everything you had been cooking.

This is a collaborative post

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