A Quick Guide To Avoiding Christmas Overspend
Overspending during the festive season is something that most people will admit to – especially those with kids. It’s lovely to want to buy people lots of nice gifts and make them smile on the big day, however – things are becoming a little bit wild. People are spending far more than they can afford, getting into debt, and stressing themselves out for the first part of the new year because of it. We really shouldn’t be doing this for one day of the year!
Take a look below to find a quick guide to avoiding Christmas overspend:
Come Up With A Budget You’re Comfortable With
Start by coming up with a Christmas budget that you’re comfortable with. Know how much you want to spend in total and then split that money up between recipients. Remember, it isn’t about how much you spend, but the thought that goes into it. Make sure you look at the first few months of next year, too, so you can decide whether you need to alter your budget at all.
Make Some Gifts Yourself
You could bake cupcakes or cookies, or make decorations with your kids to give to family and friends.
Invest In A Shared Experience
A shared experience, such as a day trip or a family meal, can be far more meaningful than a gift. These memories will last forever, and a gift is unlikely to do the same. Toys often get thrown to the side and forgotten about after a short time – and a heck of a lot of money is spent on them. Check out the infographic below and you might be inspired to reign it in!
credit to NetVoucherCodes.co.uk
This is a collaborative post