Daily Archives:

13th October 2016

Would You Want A Mobile Wallet or Purse?

Mobile Wallet

I had to buy a new purse recently. My old one was getting too small for all the bank/credit/store loyalty cards and receipts I have. I was a bit sad because my old purse was a birthday present from my step-daughter. When I added it to my Amazon wishlist, I didn’t even consider the size, I just loved the design!
I recently read an article about a mobile wallet (or purse if you prefer!) that intrigued me. At first glance, I think they’re an excellent idea.

Mobile Wallet
Image courtesy of FreeDigitalPhotos and Supertrooper

It would be great to have all 17 of the assorted cards I have in my purse, stored on my phone. My Donor card could be stored in there and linked to the National Organ Donor Register.
Receipts could be sent straight to your phone. No more tearing around the house trying to find the one you need to return something that broke 2 days after purchase!

You could have your driving license stored on your phone. You’ll have a form of identification with you all the time (as long as you don’t often forget your phone. Like me!).
Digital gift cards could be in your digital wallet. Physical ones can get lost or accidently donated to the charity shop. It does happen! I volunteer in a charity shop and I found a £25 gift card in a book that had been donated a few weeks ago. We’ve put it in the safe but it’s unlikely the person will remember it was in the book in the first place.

Going cashless

You could even have digital versions of things like concert tickets and bus passes stored in your mobile wallet. When you think about it, the things that could be kept in your digital wallet seem endless.

Now I’m not that tech minded. I’ve only read a little about them so I’m not sure if all the above is possible yet. I do know that we are moving ever closer to a cashless future. The question is, are we, as consumers, going to adopt the technology?
Apple pay has been around since 2014 but surveys have shown that only 6% of U.S. mobile users eligible to use Apple pay have done so.

One of the main things that I can think of that’s not so good about having a cashless future is not the security, it’s overspending. If I’m shopping with notes and coins in my purse, I’m more aware of how much I’m spending.
When I’m shopping with a card, it doesn’t seem to register that I’ve actually spent money!

If you want to read more about new payment technologies check out this post by UK Credit and their Money Life magazine

What’s in my fridge #Blogtober16

My fridge contents

My fridge contents were very boring a couple of days ago. After making a menu to help keep the cost of our groceries down, I ordered everything we needed for our weekly meals, but somehow we still seem to run out everything halfway through the week!

It’s now fully stocked thanks to Asda groceries delivery 🙂

On the top shelf, that little jar contains Ant’s delicious homemade lemon curd leftover from his delicious roulade.

my fridge contents

At the bottom there, next to the gammon joint are my Slimming World marshmallow treats. I’m taking them to our early Christmas party taster on Wednesday after weigh in. They’re around 2 syns each which is great but it’s hard to stop at just one!

slimming world marshmallow treats in my fridge

 

I’m taking part in #Blogtober16. It’s a post every day during October with a different prompt. Tomorrow you’ll find the meaning behind my blog name….although it’s not very interesting, you might want to skip that post! Haha 🙂

#Blogtober16

 

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