How to Financially Prepare for College
This is a collaborative post
It is difficult for many students to prepare for college, but there are a few steps that you can follow while still in high school. Don’t be afraid to get your family involved, as your decision to attend college most likely affects their finances as well.
Consider the Cost of Your Education
Many times, educational costs play a big role in which school a student chooses. As you decide how much room your budget has for school, it’s important to consider more than just tuition. You’ll also want to think about textbooks, room and board, transportation, and other costs. That way, you can make a more realistic financial plan. If you don’t have enough savings to pay for school, you may want to look into financial aid options, such as private student loans. To aid in your planning, it’s a good idea to use a student loan repayment calculator to figure out what your monthly payments will be. That way, you can have realistic expectations after graduation.
Take the Right Classes in High School
Just because you’re taking the right subjects to graduate high school doesn’t mean those are the admissions counselors want. Some high schools don’t have enough time to make sure that everyone is prepared to attend college, so you’ll need to be proactive. Advanced placement (AP) classes can be hard, but they can benefit you when it’s time for college. Plus, they might count toward college credits. Many universities offer grants and scholarships for students who have done advanced classes. It looks good on applications, and it also shows that you’re eager to learn.
But if you decide to do AP classes, you’ll want to ensure that you have the motivation and time to do this. If you do these classes, schools might expect you to get high grades, and if you don’t, your GPA may go down, which cancels the benefits. So, make sure that you can reasonably handle the classes. For example, if you do better in science than English, you might do better in an AP physics class than literature. You might also consider honours classes. While they don’t count toward college credit, they also aren’t as rigorous. Some colleges look favourably on good grades in these classes, and if you do very well, you may be able to get some scholarships.
Look for Other Options
Some students try to take their general classes at community colleges. It is often less expensive to take courses there, and you could take them before going to college or during your breaks. Just make sure that your credits will transfer to your university. Staying in-state is another option since tuition in-state is often less expensive. Your grades will affect how much you get in scholarships, so don’t be afraid to ask for help, whether that’s a parent, teacher, or another adult. If you aren’t doing well in a certain subject, many people will feel flattered that you sought them out for advice. There are also professional college essay writers for whom it is a hobby or a job that brings joy. They want you to succeed, but you have to ask for help first.